About Us – Private Student Loan Aid

About Private Student Loan Aid

Advising private student loan borrowers on what actually applies

Private Student Loan Aid is an independent consulting organization focused on private student loans. We provide educational guidance to help borrowers understand their loan information, available options, and general consumer-rights considerations. We are not a lender, law firm, debt collector, credit repair organization, or government agency.

1:1 Personalized
consulting

Clear Educational
guidance

Direct Consulting
support

Request a consultation How it works

Independent consulting Private student loan education No government affiliation No guaranteed outcomes

1:1

Personalized Consulting guidance

Quick answer

Who is Private Student Loan Aid?

Private Student Loan Aid is an independent consulting organization that provides educational guidance about private student loans. We help borrowers understand loan information, questions they may wish to raise with their lender or servicer, and general options that may be relevant to their circumstances. We are not a law firm, lender, debt collector, credit repair organization, or government agency, and we are not affiliated with or endorsed by any government program. We do not guarantee loan modification, settlement, forgiveness, savings, approval, or any other specific outcome.

Private Student Loan Aid

Independent consulting

Our story

Helping borrowers understand what applies

Private Student Loan Aid was established around a simple premise: borrowers with private student loans deserve clear, transparent and educational guidance so they can better understand their situation and make informed decisions.

Private student loans generally operate differently from federal student loans. Options may depend on the loan agreement, lender or servicer policies, the borrower's circumstances, and applicable law. Our role is to explain general information clearly without presenting any option as guaranteed or universally applicable.

Our consulting team reviews the information you choose to provide and explains general private student loan considerations in plain language. We provide our consulting services directly and do not represent ourselves as your lender, servicer, attorney, debt collector, or a government representative.

We focus on transparent consulting and educational support. Before any paid service begins, the scope of the service, applicable fees, and relevant terms are presented clearly so you can decide whether you want to proceed. Individual circumstances vary and no particular financial result is promised.

By the numbers

What we publish

Facts about how we operate. We do not publish success rates on individual cases, because a headline number tells you nothing about your own situation.

1:1

Personalized guidance

Educational consulting based on the information you provide

Clear

Service information

Availability and applicable terms are disclosed before service begins

Direct

Consulting relationship

We explain our own services, scope and fees directly

Mission & values

What drives us every day

Three rules we apply to every case. Not aspirations — operating constraints.

Transparency

We explain the scope of our consulting services, applicable fees, and important limitations before you decide whether to proceed. We identify ourselves clearly as Private Student Loan Aid and do not claim affiliations or credentials that do not belong to our organization.

Grounded in federal law

We provide general educational information about private student loans and consumer-rights considerations that may be relevant in particular circumstances. We do not provide legal advice, determine whether a law applies to a specific case, or promise outcomes.

Your decision, informed

You remain in control of your decisions. Our role is to provide educational information and consulting support so you can evaluate your options. You are never required to take a particular course of action based on our consultation.

Why Private Student Loan Aid

What makes us different

Six operational facts about how we work. Verify any of them before you decide.

Private loans only

We work exclusively with private student loans — not federal loans, not credit cards, not other debt. Federal borrowers can access free programs directly at studentaid.gov, and we tell them so.

Dedicated advisor

The same advisor handles your case from the first call through the plan. No rotating reps, no script-driven calls, no handoffs mid-conversation. You can also reach us by phone during business hours.

Clear terms before you proceed

We explain what our consulting service includes, what it does not include, and any applicable fees before you agree to a paid service.

Educational, not legal advice

We may provide general educational information about consumer protections, but we do not act as attorneys or determine whether a particular legal right applies to your individual circumstances.

Clear business identity

Our website and consultations identify Private Student Loan Aid as the organization providing the consulting service. We do not claim third-party accreditations, ratings, memberships, or endorsements as our own.

Service availability disclosed

Availability may vary based on location and applicable requirements. We provide relevant service information before you decide whether to proceed.

Our consulting role

Clear guidance, provided directly

Private Student Loan Aid provides the consulting service described on this website directly. Our role is to offer educational guidance about private student loans, explain general options and considerations, and help borrowers prepare informed questions about their loans.

We do not represent ourselves as a lender, loan servicer, law firm, debt collector, credit repair organization, or government agency. We do not claim third-party ratings, accreditations, memberships, certifications, or endorsements as our own. We do not guarantee debt reduction, forgiveness, settlement, approval, lower payments, or any other specific financial outcome.

Direct

Consulting service

Provided by Private Student Loan Aid

Clear

Scope & fees

Explained before paid service begins

Independent

Business identity

No government affiliation or endorsement

Guaranteed outcomes

Individual circumstances vary

Frequently asked questions

Common questions about our company

Direct answers about who we are, what our consulting services include, and the limitations of our role.

When was Private Student Loan Aid established?

Private Student Loan Aid was established as an independent consulting organization focused on helping borrowers better understand private student loan information and general options. Our approach emphasizes clear explanations, transparent service terms, and no guaranteed financial outcomes.

What exactly is Private Student Loan Aid?

We are an independent consulting organization focused on educational guidance about private student loans. We are not a law firm, debt settlement company, lender, debt collector, credit repair organization, or government agency. We are not affiliated with, endorsed by, or acting on behalf of any government agency or program, and we do not provide legal, tax, or financial advice.

Do you use third-party providers?

No. Private Student Loan Aid provides the consulting service described on this website directly. We do not present third-party providers, ratings, accreditations, memberships, or credentials as part of our service offering.

How is this different from a debt settlement company?

Our role is educational and consultative. We do not present ourselves as a debt settlement company, lender, law firm, or debt collector. We explain general information about private student loans and help borrowers organize questions and considerations they may wish to discuss with their lender, servicer, or a qualified professional.

How are your consulting fees disclosed?

Private Student Loan Aid provides its consulting services directly. Any applicable fees for paid consulting services are explained clearly before you agree to proceed. We do not hide charges or represent third-party fees as our own.

Do you guarantee results?

We do not use third-party client totals or success statistics to imply that a particular borrower will obtain a specific result. Each borrower's circumstances are different, and our consulting service does not guarantee modification, settlement, forgiveness, savings, approval, or any other financial outcome.

Do you claim third-party accreditations?

We do not claim memberships, accreditations, ratings, certifications, or endorsements that belong to another organization. Any credential displayed by Private Student Loan Aid should refer only to Private Student Loan Aid and should be independently verifiable.

How do I reach you?

Write to info@privatestudentloanaid.com, complete the free five-minute consultation request form at privatestudentloanaid.com/apply/, or call us now at (877) 866-4108 Monday through Saturday during business hours (see below).

Contact

Reach a specialist directly

Call, email or complete the free consultation request form. A specialist responds within 12 hours during business hours.

How to reach us

Call us (877) 866-4108
Email info@privatestudentloanaid.com
Apply online privatestudentloanaid.com/apply/

Business hours

Monday – Friday9:00 AM – 6:00 PM PST
Saturday10:00 AM – 2:00 PM PST
SundayClosed

Ready to start

Find out what applies to your loans

Request a consultation to discuss your private student loan questions. We provide educational guidance and explain the scope and limitations of our consulting services before you decide whether to proceed.

Request a consultation How it works

Independent consulting Clear service terms No government affiliation No guaranteed outcomes

Important disclosures

What we are Private Student Loan Aid is an independent consulting organization focused on educational guidance about private student loans. We are not a law firm, lender, debt collector, credit repair organization, or government agency, and we do not provide legal, tax, or financial advice. We are not affiliated with, endorsed by, or acting on behalf of any government agency or program.

How we are paid Private Student Loan Aid provides its consulting services directly. The scope of any paid consulting service, applicable fees, and relevant terms are disclosed before you agree to proceed.

Results are not guaranteed We do not promise or guarantee loan modification, settlement, forgiveness, debt reduction, lower payments, savings, approval, or any other specific financial outcome. Information discussed during consulting depends on the circumstances and information available.

Potential consequences Private Student Loan Aid does not instruct borrowers to stop making required payments. Missing or withholding payments may result in late fees, additional interest, negative credit reporting, collection activity, or legal action. Review your loan agreement and consider consulting an appropriately qualified professional before making significant repayment decisions.

Private loans only We assist with private student loans exclusively. Federal borrowers can access free programs — consolidation, income-driven repayment and forgiveness — directly through the U.S. Department of Education at studentaid.gov at no cost.

Availability Service availability may vary by location and applicable requirements. Contact Private Student Loan Aid for current service availability.

Information about consumer rights and debt-validation rules is provided for general educational purposes only. Whether a particular law or right applies depends on the facts and parties involved. Nothing on this site constitutes legal advice, and no specific financial outcome is guaranteed.